Terms of Service

1. Acceptance of Terms

These Terms of Service ("Terms") constitute a legally binding agreement between you and Next Gen Biz, LLC ("Company," "we," "us," or "our"), governing your access to and use of Kids Got Biz^SM(the "Service"), including all associated websites, applications, programs, and materials.

By accessing or using the Service, creating an account, or subscribing to any paid plan, you agree to be bound by these Terms. If you do not agree to these Terms, you must not access or use the Service.

2. Service Description

Kids Got Biz^SM provides educational business programs and resources designed to teach children ages 6-16 entrepreneurial skills. The Service includes access to business curriculum, guides, tools, and support materials (collectively, the "Content").

We reserve the right to modify, suspend, or discontinue any aspect of the Service at any time, with or without notice, and without liability to you.

3. User Accounts and Registration

To access certain features of the Service, you must create an account. You agree to:

• Provide accurate, current, and complete information during registration
• Maintain and promptly update your account information
• Maintain the security of your account credentials
• Notify us immediately of any unauthorized access or security breach
• Accept responsibility for all activities occurring under your account

You must be at least 18 years old to create an account. If you are under 18, your parent or legal guardian must create and manage the account on your behalf.

4. Subscription Terms and Payment

4.1 Subscription Plans

We offer various subscription plans with different features and pricing. All fees are stated in U.S. dollars and are non-refundable except as expressly stated in these Terms.

4.2 Free Trials

Some subscription plans may include a free trial period. You will not be charged during the trial period. If you do not cancel before the trial ends, you will automatically be charged the subscription fee for the selected plan and your subscription will continue on a recurring basis.

4.3 Recurring Billing

By subscribing, you authorize us to charge your payment method on a recurring basis (monthly or as specified in your plan) until you cancel. You are responsible for all charges incurred under your account.

4.4 Price Changes

We reserve the right to change subscription fees at any time. Price changes will be communicated to you at least 30 days in advance and will apply to subsequent billing cycles.

4.5 Refunds and Cancellations

You may cancel your subscription at any time through your account settings or by contacting support. Cancellations take effect at the end of the current billing period. We do not provide refunds for partial months or unused portions of the Service, except as required by law.

5. Intellectual Property Rights

All Content, features, and functionality of the Service, including but not limited to text, graphics, logos, images, videos, software, and curriculum materials, are the exclusive property of Next Gen Biz, LLC or its licensors and are protected by United States and international copyright, trademark, patent, trade secret, and other intellectual property laws.

Kids Got Biz^SM and all associated marks are service marks of Next Gen Biz, LLC. You may not use these marks without our prior written permission.

Your subscription grants you a limited, non-exclusive, non-transferable, revocable license to access and use the Service for personal, non-commercial purposes only. You may not:

• Copy, modify, distribute, sell, or lease any part of the Service
• Reverse engineer or attempt to extract source code from the Service
• Remove, alter, or obscure any proprietary notices
• Use the Service to create a competitive product or service
• Share your account credentials or access with unauthorized third parties

6. User Conduct and Prohibited Activities

You agree not to:

• Violate any applicable laws or regulations
• Infringe upon the rights of others
• Upload or transmit viruses, malware, or other harmful code
• Interfere with or disrupt the Service or servers
• Attempt to gain unauthorized access to any part of the Service
• Use automated systems (bots, scrapers) to access the Service
• Engage in any fraudulent, abusive, or otherwise illegal activity
• Harass, threaten, or harm other users
• Impersonate any person or entity

7. Educational Nature and Disclaimers

THE SERVICE IS PROVIDED FOR EDUCATIONAL PURPOSES ONLY. Kids Got Biz^SM provides general information and guidance about entrepreneurship and business skills for children. We do not provide financial, legal, or professional advice.

RESULTS MAY VARY. We make no guarantees regarding financial success, business outcomes, or skill development. Any earnings examples or success stories are not typical and should not be interpreted as a promise or guarantee of earnings.

Parents and guardians are solely responsible for supervising their children's participation in any business activities and ensuring compliance with all applicable laws, including child labor laws, business licensing requirements, and tax obligations.

8. Disclaimer of Warranties

THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, OR COURSE OF PERFORMANCE.

We do not warrant that:

• The Service will be uninterrupted, secure, or error-free
• The results obtained from using the Service will be accurate or reliable
• Any errors in the Service will be corrected
• The Service will meet your specific requirements

9. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, IN NO EVENT SHALL NEXT GEN BIZ, LLC, ITS OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, OR AFFILIATES BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES, RESULTING FROM:

• Your access to or use of (or inability to access or use) the Service
• Any conduct or content of any third party on the Service
• Any content obtained from the Service
• Unauthorized access, use, or alteration of your transmissions or content

OUR TOTAL LIABILITY TO YOU FOR ANY CLAIMS ARISING FROM OR RELATED TO THE SERVICE SHALL NOT EXCEED THE AMOUNT YOU PAID US IN THE TWELVE (12) MONTHS PRECEDING THE CLAIM, OR ONE HUNDRED DOLLARS ($100), WHICHEVER IS GREATER.

10. Indemnification

You agree to indemnify, defend, and hold harmless Next Gen Biz, LLC, Kids Got Biz^SM, and their respective officers, directors, employees, agents, affiliates, and licensors from and against any and all claims, liabilities, damages, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising from:

• Your use of or inability to use the Service
• Your violation of these Terms
• Your violation of any rights of another party
• Your conduct in connection with the Service
• Any business activities conducted by you or your child using information from the Service

11. Privacy and Data Protection

Your privacy is important to us. Our collection and use of personal information is governed by our Privacy Policy, which is incorporated into these Terms by reference. By using the Service, you consent to our collection and use of personal data as outlined in the Privacy Policy.

12. Affiliate Program

Participation in the Kids Got Biz^SM Affiliate Program is governed by these Terms and the specific Affiliate Program Terms & Conditions. By applying to or participating in the Affiliate Program, you agree to be bound by those additional terms. In the event of a conflict between these General Terms and the Affiliate Terms regarding the Affiliate Program, the Affiliate Terms shall control.

13. Termination

We reserve the right to suspend or terminate your account and access to the Service at any time, with or without cause, with or without notice, and without liability. Reasons for termination may include but are not limited to:

• Violation of these Terms
• Fraudulent, abusive, or illegal activity
• Failure to pay applicable fees
• Extended period of inactivity

Upon termination, your right to use the Service will immediately cease. All provisions of these Terms that by their nature should survive termination shall survive, including ownership provisions, warranty disclaimers, indemnity, and limitations of liability.

14. Changes to Terms

We reserve the right to modify these Terms at any time. We will notify you of material changes by posting the updated Terms on our website and updating the "Last Updated" date. Your continued use of the Service after changes become effective constitutes your acceptance of the revised Terms.

15. Governing Law and Dispute Resolution

These Terms shall be governed by and construed in accordance with the laws of the State of Delaware, United States, without regard to its conflict of law provisions.

Any dispute arising from or relating to these Terms or the Service shall be resolved through binding arbitration in accordance with the Commercial Arbitration Rules of the American Arbitration Association, except that either party may seek injunctive relief in any court of competent jurisdiction to protect its intellectual property rights.

You waive any right to participate in a class action lawsuit or class-wide arbitration.

16. Miscellaneous

Entire Agreement: These Terms constitute the entire agreement between you and Next Gen Biz, LLC regarding the Service and supersede all prior agreements.

Severability: If any provision of these Terms is found to be unenforceable, the remaining provisions will continue in full force and effect.

No Waiver: Our failure to enforce any right or provision of these Terms will not be deemed a waiver of such right or provision.

Assignment: You may not assign or transfer these Terms without our prior written consent. We may assign these Terms without restriction.

17. Contact Information

If you have any questions about these Terms, please contact us at:

Next Gen Biz, LLC
Email: support@kidsgotbiz.com
Kids Got Biz^SM